HDB Resale Price Check 2026 — What's Your Flat Worth Today?

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Based on what similar flats in your town actually sold for. No guesswork.

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4-page PDF with comparable transactions, lease decay projections, town outlook, and buyer affordability breakdown — yours instantly.

Comparable sales table Lease decay projection Town development outlook Buyer affordability snapshot

Guide

How HDB Valuation Works

What Determines Your HDB's Value?

Several factors affect your HDB flat's resale value:

Location & Town: Mature estates (Queenstown, Bishan, Toa Payoh) generally command higher prices
Flat Type & Size: Larger flats have higher absolute prices but lower per-square-foot rates
Remaining Lease: Flats with shorter leases depreciate — this is the biggest factor many sellers overlook
Floor Level: Higher floors typically sell for 2-5% more per 3-floor band
Renovation & Condition: Well-maintained flats with modern renovations can fetch 5-15% premiums
Nearby Amenities: MRT proximity, schools, malls, and parks boost value

Lease Decay — The Hidden Value Killer

HDB flats are 99-year leasehold. Once a flat drops below 60 years remaining lease, its value can decline sharply. Banks may restrict loan amounts for older flats, reducing the pool of eligible buyers and pushing prices down. Our valuation tool accounts for lease decay in its estimates.

Why Sellers Need Professional Valuation

Our online tool provides estimates based on recent comparable transactions. However, a professional valuation considers specific factors like your flat's facing, condition, recent en-bloc activity nearby, and current market sentiment. For an accurate selling price, always consult a licensed property agent.

FAQ

Frequently Asked Questions

Our estimate is based on median resale prices from recent HDB transactions, adjusted for flat type, town, floor level, and remaining lease. It provides a reasonable range but is not a formal valuation. For buying or selling decisions, consult a licensed property agent.

We use publicly available HDB resale transaction data from data.gov.sg, which is published by the Housing & Development Board. This data is updated regularly and includes all completed resale transactions.

Flats with remaining leases below 60 years may face reduced bank loan amounts. Below 40 years, many banks won't grant loans at all. This reduces the buyer pool and suppresses prices. As a rule of thumb, flats with 70+ years remaining lease hold value best.

You cannot sell your HDB flat before the 5-year Minimum Occupation Period (MOP) is over. After MOP, you're free to sell on the resale market. Timing your sale depends on market conditions, your remaining lease, and your upgrade plans. Use our calculator to understand your next move's affordability.

What would your flat sell for today?